NO INCOME DOCUMENTS

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Our program offers financing for purchasing  a property  as well as the construction funds to fix/rehab the property.  Up to 100% acquisition/purchase  (0% down payment) and financing 100% of the construction budget for qualified borrowers.  

• (PROGRAM OPTION #1):

                   No Income Documentation Program.

                   Up to 100% of Purchase Price on Rehab Projects.

                   Up to 100% of Rehab/Construction Costs on Rehab Projects.

                   Minimum Credit Score = As Low as 650 Mid-Fico Score.

                   1 to 4 Family & Multi-Family 5 to 20 Units.

                   Ground-Up Construction = 90% LTC. Total Loan Amount Cannot Exceed 70% After Repair

                   Value.

                   Lending States: (Non-Rural Areas) AL,CT,DE,FL,GA,IN,KY,MD,MA,MO,NJ,NC,OH,PA,

                   SC,TN,TX,VA

• (PROGRAM OPTION #2):

                   No Income Documentation Program.

                   Up to 90% of Purchase Price (1 to 4 Family).

                   Up to 100% of Rehab/Construction Costs.

                   Up to 80% of Purchase Price (Multi-Family 5+ Units).

                   Minimum Credit Score = As Low as 640 Mid-Fico Score.

                   Rehab & Ground-Up Construction.

                   Lending States: (Non-Rural Areas) All States Except Alaska & Hawaii.

• Lending Areas: Nationwide Non-Rural Areas.

• 1 to 4 Units & Condo's, Mixed-Use & 5+ Multi Unit Residential Properties.

• Experience, Fico Score & After Repair Value = Leverage / Rate.                        

• No Pre-Payment Penalty. 

• Heavy Renovation, Ground Up Construction & Mixed-Use For Experienced Only. 

• Borrower Makes Monthly Interest Only Payments.

• No Interest Charged on Unused Funds (Interest Charged Only On Money as Deployed).

• 12 to 24 Month Term (Extensions Considered on a case-by-case basis).

We Offer The Most Competitive Rates Within The Industry.